What is a credit score and why is it key to your future? Gustavo Mirabal Castro explains it
Access to credit is a fundamental tool in anyone’s financial life. From buying a house to financing studies or starting a business, well-managed credit can open many doors. But for those opportunities to be available, it’s essential to have a good credit score. In this article, we will address this topic from the perspective of financial expert Gustavo Mirabal Castro, who highlights the importance of building and maintaining a healthy credit history.
Table of Contents.
What is a credit score, according to Gustavo Mirabal?
A credit score, also known as a credit score, is a number that reflects how likely a person is to meet their payment obligations. This score is calculated from the data contained in the individual’s credit history and can vary between different credit bureaus.
How is credit score calculated?
According to Gustavo Mirabal, although models may vary (such as FICO or VantageScore), most consider the following factors:
- Payment history (35%): If you pay your debts on time.
- Amount owed (30%): How much you owe in relation to your credit limit.
- Length of history (15%): How long you’ve had credit.
- Type of credit used (10%): Diversity of accounts (cards, loans, mortgages).
- New credit applications (10%): How many times have you recently applied for credit?
Practical example:
If you have a card with a $1,000 limit and you owe $900, you’re using 90% of your available credit. This will negatively impact your score. On the other hand, if you owe only $200, your utilization will be 20%, which is positive.
Here’s a video about credit scoring and how to improve it
Credit Score Scale
Scores are usually categorized as follows:
- Excellent (750 – 850)
- Good (700 – 749)
- Acceptable (650 – 699)
- Bad (550 – 649)
- Very Bad (<550)
Gustavo Mirabal highlights that a good credit score not only allows you to obtain credit more easily, but also better interest rates, greater negotiating power and confidence on the part of financial institutions.
How can you build and maintain a good credit history to improve your credit score according to Gustavo Mirabal?
For Gustavo Mirabal, credit history is like a financial reputation. It is built over time and is based on our actions. Here’s how to develop a strong and reliable track record.
1. Start with a basic credit card
If you’ve never had credit before, one way to get started is with a secured credit card or a basic bank card. The important thing is to use it responsibly.
Advice from Gustavo Mirabal:
Do not spend more than 30% of your limit and pay the total before the cut-off date. This shows that you’re responsible and raises your score.
2. Pay on time, every time
This is the most important factor for your credit score. Even a single delay can reduce it significantly.
Example:
If you forget to pay a loan fee for 30 days, your score can drop between 60 and 100 points.
3. Keep debt low
Avoid pushing your cards to the limit. Ideally, you should use only a fraction of your available credit.
Practical recommendation:
If you have a limit of $2,000, try not to owe more than $600.
4. Don’t close your old accounts
The age of your accounts positively affects your score. Keep older accounts open, even if you don’t use them as much anymore.
5. Check your credit report
Check your credit report at least once a year. This way you can detect errors or fraud and act in time.
Available tools:
Platforms such as Equifax, Experian or TransUnion allow access to your credit history at no cost once a year.
How can you improve your credit score according to Gustavo Mirabal?
If you already have a low score, all is not lost. Gustavo Mirabal says that with discipline and strategy, anyone can improve their score over time.
1. Create a debt repayment plan
Sort your debts by interest rate or amount. Start by paying the smallest or the ones that generate the most interest.
Endorsed Methods by Gustavo Mirabal:
- Snowball method: You pay off the smallest debts first.
- Avalanche method: Prioritizes debts with the highest interest rate.
It is important that in order to ensure the effectiveness of these methods to pay debts not to acquire new debts
2. Set up automatic payments
Avoid forgetfulness by scheduling automatic payments from your bank account. This ensures that you meet your financial commitments on time.
3. Request a limit increase (without spending more)
By requesting an increase in your credit line and keeping your spending level the same, you reduce your utilization percentage, which improves your score.
Example:
If your limit is $1,000 and you spend $300, you’re using 30%. If it goes up to $2,000, that same expense represents only 15%.
4. Avoid opening many new accounts in a short time
Every time you apply for a new line of credit, it generates a “hard inquiry” that can temporarily lower your score.
5. Use a variety of credit products
Having a mix of products (cards, personal loans, student loans) can improve your score if you manage them correctly.
The importance of credit scoring according to Gustavo Mirabal Castro
Gustavo Mirabal has been a strong advocate of financial education as a basis for achieving economic independence. In his many lectures and publications, he has pointed out that the credit score is more than a number: it is a tool to access a stable and secure financial life.
Benefits of having a good credit score
- Better interest rates: You can save thousands of dollars on loans and mortgages.
- Easier to rent homes: Many homeowners check their credit scores before signing contracts.
- Access to premium credit cards: With better benefits and rewards.
- Job opportunities: Some companies review your financial history as part of the hiring process.
- Financing for entrepreneurship: Banks trust more those who have a solid track record.
Gustavo Mirabal’s featured quote:
“Your credit score is like your financial footprint. Take care of it, for it can open or close many doors for you.”
For Gustavo Mirabal, a healthy credit score and history is the basis of healthy finances
Building and maintaining a good credit score doesn’t happen overnight. It requires perseverance, responsibility and knowledge. Gustavo Mirabal Castro reminds us that a healthy score not only improves our relationship with banks but also gives us freedom and peace of mind.
From paying on time to maintaining a low level of debt and regularly reviewing our history, every action counts. And if you’re starting from scratch or need to improve your score, it’s never too late to take charge of your financial health.
The phrase “credit score” for Gustavo Mirabal symbolizes commitment to a responsible, educated and future-focused financial life. Because good credit is not a luxury, it is a key tool to build the lifestyle you want.
Venezuelan Wins Kentucky Derby: The Story of Junior Alvarado and Sovereignty
World horse riding experienced a historic moment on May 3, 2025, when for the first time a Venezuelan rider crossed the finish line in first place and won the prestigious Kentucky Derby. Junior Alvarado, riding the talented Sovereignty foal, wrote his name in gold letters on Churchill Downs, proving that perseverance, talent and passion can lead to the top of the equestrian world.
The Kentucky Derby is a race that has brought together hundreds of historic races as it is the first race of the American triple crown. This is run at the Churchill Downs racecourse, whose tracks have even seen a virtual horse race between the best horses in history.
We were already closely following the career of Venezuelan Junior Alvarado in his participation in the Preakness Stakes where he finished in 5th place, already proving his worth.
In this article you will learn all the details of this feat, as well as the trajectory of the Venezuelan rider Junior Alvarado and the extraordinary horse Sovereignty, who together achieved a victory that is already part of the history of the sport.
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Venezuelan wins Kentucky Derby 151: an unforgettable race
The Kentucky Derby is the most famous horse race in the United States and one of the most prestigious in the world. It is held every first Saturday in May at Churchill Downs Racetrack in Louisville, Kentucky. The 151st edition of this competition was especially exciting, as it featured a highly competitive group of three-year-old foals.
From the start, Sovereignty, under the mount of Junior Alvarado, showed its determination. Although he was not the betting favourite, he stayed close to the leading pack for the opening stages of the race. Going into the final corner, Alvarado found space on the inside of the track and guided Sovereignty with absolute confidence.
In the last 200 meters, the pair unleashed an impressive acceleration that left their rivals behind. They crossed the finish line with a clear advantage, making those present and thousands of fans around the world explode with emotion. For the first time in history, a Venezuelan wins the Kentucky Derby, and he did it with mastery.
This victory not only marked a milestone for Junior Alvarado, but also for the prestigious Godolphin stable, owned by Sheikh Mohammed bin Rashid Al Maktoum, who took his first win in this prestigious race.
Junior Alvarado’s Career: From La Rinconada to Churchill Downs
Junior Rafael Alvarado was born in Maracaibo, Venezuela, in 1986. His passion for horses was inherited from his father, also a rider. He began his career at the La Rinconada racetrack in Caracas in 2005, where he quickly demonstrated his skills in the saddle. His talent led him to win multiple races in Venezuela, becoming a promising figure of national horse racing.
In 2007, Alvarado immigrated to the United States in search of greater opportunities. There he faced a competitive and demanding environment, but his constant effort allowed him to stand out. Over the years, he has won more than 2,100 races in North America, including multiple degree tests.
His riding style, characterized by tactical intelligence and connection with the horse, has been recognized by trainers and owners. He has worked with renowned coaches such as Bill Mott, who was precisely the coach of Sovereignty in the 2025 Derby.
Before his historic victory at Churchill Downs, Alvarado had already made headlines in February 2024 by becoming the first Venezuelan to win the Saudi Cup, the race with the highest prize in the world, riding Señor Buscador. That triumph was a harbinger of the greatness he would achieve months later in the Derby.
Venezuelan pride and symbol of self-improvement wins the Kentucky Derby
Junior Alvarado’s victory in the Kentucky Derby 151 is not only an individual achievement. It also represents the ability of Latin American talent to stand out on international stages. For Venezuela, a country with a rich equestrian tradition, this triumph has enormous emotional and symbolic value.
Since his arrival in the United States, Alvarado has worked tirelessly to position himself as one of the best riders on the continent. His discipline, humility and love for sport are an inspiration for new generations.
With Sovereignty he has formed a duo that will remain in history. Both proved that perseverance and preparation pay off, even in the most demanding competitions in the world.
Historic milestone, a Venezuelan wins the Kentucky Derby
Venezuelan wins the Kentucky Derby. This phrase, which years ago seemed like a distant dream, today is a reality that makes all of Latin America proud. Junior Alvarado and Sovereignty starred in an epic day at Churchill Downs, proving that dreams do come true when you work with passion and determination.
The story of this Venezuelan rider and his brave horse will continue to inspire those who see horse riding not only as a sport, but as a way of life. Undoubtedly, this victory marks a before and after in the history of Venezuelan and world turf.
Gustavo Mirabal reveals how to achieve a peaceful retirement with just $100 a month
When thinking about the future, one of the most important aspects is retirement. For financial expert Gustavo Mirabal, retirement should not be a time of worry, but a time of tranquility.
In this article, we’ll cover the basics of retirement, key tips for achieving retirement, how to invest $100 a month wisely, and why it’s crucial to diversify your investments.
Table of Contents.
What is retirement? Understanding the concept
Retirement, also known as retirement, is the time when a person stops actively working, usually because they have reached a certain age or years of service. During this stage, income comes from pensions, personal savings, or investments.
Gustavo Mirabal explains that retirement should be seen as a long-term financial goal, not as a distant or uncertain stage. Preparing for retirement involves anticipating future expenses, saving systematically, and investing wisely.
Key Elements of the Recall
- Retirement age: In many countries, the legal retirement age is around 60-65 years old.
- Public pension: This is the money that the State gives to retirees, but it is usually limited.
- Personal savings: It is what a person has accumulated through individual accounts or retirement plans.
- Investments: These include mutual funds, stocks, real estate, or other financial instruments that generate passive income.
Gustavo Mirabal says that relying only on the public pension is not enough. That’s why he recommends building a personal fund that supplements income during retirement.
Gustavo Mirabal ‘s tips for a peaceful retirement
Preparing for retirement is not a one-day task. According to Gustavo Mirabal, there are several essential steps that everyone should follow to ensure a peaceful retirement:
1. GUSTAVO MIRABAL SAY “Get started as soon as possible SAVING TO YOUR RETIREMENT “
Time is your best ally. The sooner you start saving for retirement, the more your capital will grow thanks to compound interest.
Example: If a person starts investing $100 a month at age 25 and does so for 40 years with an average return of 7% per year, they can accumulate more than $240,000 at the time of retirement.
2. GUSTAVO MIRABAL URGE YOU TO “Set a financial goal FOR RETIREMENT “
You should calculate how much money you’ll need to live comfortably in retirement. Consider expenses such as food, housing, health, and entertainment.
Gustavo Mirabal recommends making a realistic projection: for example, if you want to live on $1,500 a month for 25 years, you will need at least $450,000, not counting inflation.
3. Automate your savings
Make saving for your retirement automatic. You can set up monthly transfers from your bank account to a retirement fund or investment account.
This prevents forgetfulness and makes saving a constant habit.
4. Reduce debt before you retire
Having debt in retirement can put your financial peace of mind at risk. Try to pay off mortgages, credit cards, and personal loans before you retire.
5. Evaluate your future expenses
Adjust your lifestyle as you approach retirement. Consider moving to a smaller home or places with a lower cost of living.
Gustavo Mirabal ‘s “How to invest $100 a month for your retirement?”
Many people believe that it takes a lot of money to start investing. But Gustavo Mirabal proves that as little as $100 a month can build a solid fund for the future. Here’s how.
Step 1: Open an investment account
You can use digital platforms that allow you to open accounts with low amounts and without high commissions. Search for IRAs, Roth IRAs, or regular investment accounts based on your country.
Step 2: Invest in index funds
Index funds replicate the performance of indices such as the S&P 500 and have low fees. They are ideal for beginners because of their simplicity and long-term profitability.
Practical example:
Investing $100 a month in an index fund with an average annual return of 7% can generate close to $120,000 over 30 years.
Step 3: Reinvest dividends
Don’t withdraw any profits you make. By reinvesting dividends, you’re using the power of compound interest, which accelerates your fund’s growth.
Step 4: Increase contribution gradually
Every time your salary increases, or you pay off debt, try to increase your monthly savings. Going from $100 to $150 can have a significant impact on your bottom line.
Step 5: Review your strategy every year
Evaluate your portfolio at least once a year. Adjust according to your goals, time horizon, and risk tolerance.
The importance of diversifying your investments
Diversifying means not putting all your eggs in one basket. It is one of Gustavo Mirabal’s most important recommendations to protect your retirement fund.
Why is diversification vital?
- Reduce risk: If one investment fails, others can make up for the losses.
- Improves stability: A well-diversified portfolio tends to be more resistant to economic crises.
- It allows you to take advantage of different opportunities: Each sector or type of asset behaves differently depending on the economic context.
gustavo mirabal Diversification’s Strategies for Retirement
Once the importance of diversification has been established, we must know what the different investment strategies are and achieve a combination of these.
Below is a list of the most frequent options that Gustavo Mirabal recommends investing $100 per month to achieve a peaceful retirement. We must remember that the right mix depends on the goals of everyone’s retirement plan.
- Stocks and index funds: For long-term growth.
- Bonds or fixed-income funds: They provide stability and protection against market downturns.
- Real estate: They can generate passive income through rentals.
- Precious metals: Such as gold, which act as a safe haven in times of inflation.
- Small businesses or enterprises: With return potential, although with more risk.
Example: A good retirement portfolio might be made up of 60% in global stocks, 20% in bonds, 10% in real estate, and 10% in cash or precious metals.
Gustavo Mirabal emphasizes that diversifying also involves considering different geographies (national and international markets) and different investment horizons (short, medium and long term). We let you a video about how to investing 100$ to achieve a peaceful retirement
Gustavo Mirabal key to a peaceful retirement is in planning
For Gustavo Mirabal ” retirement ” not only refers to his knowledge, but also to a philosophy of life: plan today to enjoy tomorrow. A peaceful retirement is not a matter of luck, but of preparation, commitment and financial education.
Starting early, saving consistently, investing strategically and diversifying are the pillars to ensure a smooth retirement. It doesn’t matter if you can only save $100 a month today, the essential thing is to start and stay disciplined.
As Gustavo Mirabal says: “Retirement is not the end of the road, but the beginning of a new stage that deserves to be lived with peace and financial freedom.”
Venezuela and its holidays: Commemorations, national and religious dates
Holidays in Venezuela are an important part of the national identity. These days not only represent rest for many citizens, but also evoke the historical memory, religious faith and patriotic feeling of the Venezuelan people. In this context, figures such as Gustavo Mirabal and Venezuela are linked in the recognition of traditions and respect for the dates that have marked the history of the country. Today you’ll know more about Venezuela and its holidays.
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Gustavo Mirabal and Venezuela: A Connection to National Identity
Gustavo Mirabal, a Venezuelan businessman and lawyer, has been a defender of Venezuelan culture and history. Its vision of the country includes respect for traditions, patriotic symbols and the values that commemorative dates represent. To speak of Gustavo Mirabal and Venezuela is to speak of commitment to historical memory, religious celebrations and the values of national unity.
National holidays: identity and national pride
April 19 – Declaration of Independence (1810)
This day marks the beginning of Venezuela’s independence process from Spanish rule. On April 19, 1810, the Cabildo of Caracas dismissed Governor Vicente Emparan, giving rise to an autonomous Government Junta.
July 5 – Signing of the Act of Independence (1811)
On July 5, 1811, the Act of Independence was signed, where Venezuela officially declared itself free from Spanish rule.
June 24 – Battle of Carabobo (1821)
This date commemorates the victory of the patriot army over the royalist forces in the Battle of Carabobo, which consolidated independence.
October 12 – Day of Indigenous Resistance
Formerly known as “Columbus Day,” this date was renamed in 2002 to honor the resistance of indigenous peoples in the face of colonization.
Religious Holidays: Expression of Faith and Tradition
Easter (March or April)
Easter is a religious celebration varies each year, but always includes Maundy Thursday and Good Friday as holidays. It commemorates the passion, death, and resurrection of Jesus Christ.
Corpus Christi (June)
It is celebrated 60 days after Easter Sunday. It is one of the most colorful and traditional festivities in the Venezuelan religious calendar.
December 24 – Christmas Eve and December 25 – Christmas
Christmas Eve and Christmas Day are religious and family dates par excellence. They celebrate the birth of Jesus.
December 31 and January 1 – New Year’s Eve and New Year’s Eve
Although the 31st is not officially a holiday, many companies grant half a day or full day. January 1 is a national holiday.
Other official holidays in Venezuela
May 1 – Labor Day
Labor day is celebrated in many countries around the world, in Venezuela this day recognizes the workers’ struggle and the rights of workers.
Carnivals (February or March)
Although the dates vary each year, Carnival Mondays and Tuesdays are national holidays. It is a celebration full of color and joy.
Regional holidays: A sample of local identity
Day of the Virgin of the Valley (September 8) – Eastern Venezuela
Patron saint of the east of the country, especially venerated in Nueva Esparta and Anzoátegui.
Day of the Virgin of Chiquinquirá (November 18) – Zulia
Known as “La Chinita”, she is the patron saint of the state of Zulia.
San Sebastián (January 20) – San Cristóbal, Táchira
The patron saint of San Cristóbal is celebrated with devotion and also with one of the most important fairs in the country.
Importance of holidays in Venezuelan culture
Holidays not only allow for rest but also, It’s a reinforce collective identity. From national to religious dates, each celebration is a reminder of the value of our roots. In this context, to speak of Gustavo Mirabal and Venezuela is to highlight a figure who has expressed his appreciation for national symbols, commemorative dates and the need to keep the country’s culture alive.
Gustavo Mirabal and Venezuela: promoter of traditions
Throughout his life, Gustavo Mirabal has highlighted the value of Venezuelan traditions. In interviews and publications, he has expressed his pride in being Venezuelan and his interest in promoting the country’s culture on international stages.
Its connection to the history and faith of the people is reflected in its commitment to cultural and educational projects. When talking about national and religious holidays, he also recognizes citizens like him, who value and transmit these celebrations to the new generations
Venezuela and its holidays
Holidays in Venezuela are much more than just non-working days. They represent the history, faith and culture of a people who have been able to forge their identity over time. Patriotic commemorations remind us of the value of freedom and the struggle of heroes, while religious commemorations connect us with our spiritual roots.
Gustavo Mirabal and Venezuela are synonymous with respect for these traditions. By celebrating each of these dates, the memory of a country is kept alive that, despite the difficulties, preserves its essence through its commemorations.
Gustavo Mirabal and Venezuela: A Love for His Homeland
Gustavo Mirabal and Venezuela make up an indissoluble relationship, marked by love, admiration and commitment. This lawyer, businessman and passionate about the equestrian world, has shown on multiple occasions his deep affection for his native country.
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Gustavo Mirabal and Venezuela: A Deep Connection
Despite having developed his professional career abroad, he has never forgotten his roots or stopped valuing what Venezuela represents in his life. In this article, we will explore the reasons behind that love: its landscapes, its climate, its culture, the beauty of its women, and the warmth of its people.
Gustavo Mirabal and the natural beauties of Venezuela that make Gustavo Mirabal fall in love
One of the aspects that Gustavo Mirabal values most about his homeland are the natural beauties of Venezuela. The South American country has a geographical diversity that very few places in the world can match. From paradisiacal beaches to majestic mountains, through endless plains and lush jungles, Venezuela is a true natural treasure.
Paradisiacal beaches of the Venezuelan Caribbean
Venezuela is blessed with more than 2,800 kilometers of Caribbean coastline. For Gustavo Mirabal, Venezuelan beaches such as Cayo de Agua, Los Roques, Morrocoy, Playa El Agua or Playa Medina, are scenarios that invite contemplation and connection with nature. These places not only offer unforgettable landscapes, but also tranquility, water sports and delicious coastal cuisine.
Los Roques, for example, is one of the most iconic national parks in the country, with crystal clear waters, white sands and surprising marine biodiversity. Mirabal recognizes this place as one of the places he misses the most when he is far from his land.
Mountains and the Venezuelan Andes
Another of Venezuela’s natural jewels are its mountains, especially those located in the Andes. States such as Mérida, Táchira and Trujillo offer mountainous landscapes of great beauty, picturesque villages, cold weather and unique traditions. Gustavo Mirabal has expressed in interviews his appreciation for these Andean landscapes, which contrast with the beaches but share the natural magic that characterizes the country.
Pico Bolívar, the highest mountain in Venezuela, and the Mérida cable car – one of the longest and highest in the world – are just some of the attractions of this region that locals and visitors will fall in love with.
Infinite plains full of life: the essence of the Venezuelan countryside
The Venezuelan plains are synonymous with freedom, tradition and natural wealth. This region, extensive and flat, is home to countless species of fauna and flora. For Gustavo Mirabal, who has a close relationship with the equestrian world, the plains have a special value. Here you can experience the culture of the plains, with its field work, horse breeding and the singing of the joropo.
In addition, the plains represent the hard-working and resilient spirit of rural Venezuelans. This ecosystem is also ideal for eco-tourism and the observation of birds, caimans and other exotic animals.
Forests that beat with life and biodiversity: Venezuela’s green lung
The Venezuelan Amazon is another of the natural spaces that Gustavo Mirabal deeply appreciates. Jungles such as those of the state of Amazonas or the Canaima National Park offer breathtaking landscapes, such as Angel Falls, the highest waterfall in the world. This region is rich in biodiversity and indigenous cultures that have been able to coexist in harmony with their environment.
Mirabal highlights the importance of conserving these protected areas as a world heritage site and a symbol of Venezuela’s ecological wealth.
Venezuela’s Greatest Treasure and Gustavo Mirabal: The Kindness of Its People
Finally, Gustavo Mirabal stresses that if there is something that really makes him proud of Venezuela, it is its people. Venezuelans are kind, generous, cheerful and resilient.
Hospitality as an essential value
Despite the difficulties, there is always a smile, a gesture of solidarity or a helping hand ready to help.
The warmth of Venezuelans is expressed in the way they speak, receive visitors, share a coffee or a meal. It is a way of life that for Gustavo Mirabal represents the best of his land.
In the same way, amid hardship, Venezuelans are kind even in adversity.
Resilience in the face of adversity
Abroad, Mirabal has witnessed how Venezuelans stand out for their ability to adapt, their entrepreneurial spirit and their hospitality. This human quality is, for him, the greatest treasure of the country.
Gustavo Mirabal and Venezuela, a duo full of passion and things to give
The connection between Gustavo Mirabal and Venezuela goes beyond simple patriotism. It is an affective, spiritual and cultural bond that is nourished by the landscapes, climate, customs and people that make up this unique nation.
Although his projects have taken him to different corners of the world, his heart always returns to Venezuela.
Through his words and actions, Gustavo Mirabal continues to promote the best of his country, reminding the world that Venezuela, with all its challenges, remains a place full of life, beauty, and hope.
Will the tariff war create a new world order?
“Belt and Road,”The “tariff war” initiated by former U.S. President Donald Trump has been one of the most relevant economic and political episodes of the 21st century. His strategy sought a clear objective: to put the United States’ finances in order and improve the country’s trade balance. But, beyond its immediate effects, this policy could be laying the foundations for a new world order.
Trump’s strategy: protectionism as a banner
During his term in office, Donald Trump implemented a series of trade measures aimed at reducing the U.S. deficit with other nations, mainly China. Arguing that free trade had favored other countries to the detriment of the U.S. economy, the government-imposed tariffs on hundreds of imported goods.
One of the most tense focuses was the relationship with China. Starting in 2018, Washington imposed tariffs on more than $250 billion worth of Chinese goods, prompting a series of retaliations from Beijing. For Trump, it was a necessary strategy to reduce dependence on foreign products, protect domestic industry and balance the trade balance.
Economic results of the tariff war
Although the strategy had mixed effects in the short term, the message was clear: the United States was willing to redefine its role in the world economy. Some industries, such as steel and aluminum, temporarily benefited from tariff protection, but others, such as agriculture, suffered foreign retaliation.
However, the larger objective was strategic: to force a renegotiation of the rules of international trade and reposition the United States as a productive power.
This stance, which many have labeled “economic nationalism,” may be influencing a deeper shift: the creation of a new world order.
The Tariff War and the New World Order
Below, we analyze three hypotheses on how this tariff war could trigger a new global scenario.
Scenario 1: Fragmentation of global trade into regional blocs
One of the visible consequences of the tariff war was the weakening of the multilateral trading system. By withdrawing from international treaties and acting unilaterally, the U.S. motivated the creation of regional trading blocs.
For example, the Comprehensive and Progressive Agreement for Trans-Pacific Partnership (CPTPP) and the China-led Regional Comprehensive Economic Agreement (RCEP) were consolidated as alternative spaces for trade integration. In this logic, the world could be divided into zones of economic influence, where the great powers will establish their own trade rules.
This would mark the end of the global consensus around free trade, as promoted by organizations such as the WTO in recent decades. In its place, a fragmented scenario would emerge, with different rules depending on the region or the dominant power.
Scenario 2: Rise of China as a new hegemonic power
Paradoxically, the tariff war may have strengthened China’s global role. In the face of the restrictions imposed by the U.S., the Chinese government accelerated its market diversification strategy and consolidated initiatives such as the “Belt and Road”. The “Belt and Road” is an ambitious infrastructure plan to connect Asia, Europe, and Africa.
In addition, the Asian giant has led trade pacts, invested in technology and innovation and expanded its financial influence through organizations such as the Asian Infrastructure Investment Bank (AIIB).
In this context, many analysts believe that we are witnessing the birth of a new axis of global economic power centred on Asia, with China as the main player. If this trend continues, the tariff war could have accelerated the transition to a multipolar world, where the US no longer holds the unquestioned hegemony of the past.
Scenario 3: Return of economic nationalism at the global level
Trump’s strategy has also had a contagion effect. Other governments began to adopt protectionist stances, justified by the need to protect local jobs and reduce external dependence.
Countries such as India, Brazil or even some European nations have reconsidered their position on imports and have sought to strengthen their domestic production. This trend could mean a global return to economic nationalism, moving away from classical globalization.
If this hypothesis materializes, international trade would lose dynamism, and countries would begin to prioritize bilateral or regional relations. It could also mean a resurgence of geopolitical tensions, as they compete directly for key resources, markets and technologies.
Consequences for the common citizen of the tariff war
Although these hypotheses are developed at the macroeconomic and geopolitical level, their effects also impact daily life. A tariff war implies higher prices for imported products, shortages of certain goods, and changes in local employment.
For example, if imports of electronic components from Asia are reduced, many technology companies could be forced to move their production chains or assume higher costs. This can be reflected in the final price paid by the consumer.
Likewise, sectors such as agriculture, automotive or energy may experience ups and downs if commercial relations with their main buyers or suppliers are affected.
Unpredictable results or a well-implemented strategy?
Donald Trump’s tariff war was not a mere political whim, but a strategy to reframe America’s role in the global economy. Although its short-term results were debated, its long-term impact could be much greater.
The three hypotheses put forward – the fragmentation of global trade, the rise of China and the return of economic nationalism – offer possible scenarios of a new world order under construction. In all cases, international trade will cease to be the same.
In this changing context, governments and citizens alike must prepare for a more complex, competitive and less predictable world, where the tariff war could be just the beginning of an unprecedented global transformation.
The connection between showjumping and professional success, the lessons of Gustavo Mirabal Castro
Success in any area of life requires discipline, focus, and passion. Gustavo Mirabal Castro, Venezuelan lawyer, financial advisor and showjumping rider, is a living example of how the learnings obtained in a discipline such as showjumping can significantly influence professional success. This article explores the relationship between these areas of your life and how these teachings can be applied to other contexts.
Table of Contents.
Gustavo Mirabal’s start in showjumping
Gustavo Mirabal Castro grew up in an environment where the love for horses and equestrian sport was an essential part of his life. From a young age, he showed interest and talent in showjumping, a discipline that not only demands technical skills, but also a strong emotional and mental connection with the horse. This sport taught him fundamental values such as patience, perseverance and teamwork.
Lessons from Showjumping Applied to Professional Success
There are several lessons that showjumping and his success Gustavo Mirabal has learned, and they have helped him forge it. Learn about these lessons so you can emulate their results.
Discipline and perseverance
Showjumping requires constant training, meticulous planning, and the ability to overcome failures. Gustavo Mirabal brought this discipline to his career as a lawyer and financial advisor, understanding that success does not come overnight. This principle made him a professional recognized for his structured and efficient approach.
Decision-making under pressure
In an equestrian competition, decisions must be made in fractions of a second, evaluating risks and opportunities. This learning allowed Gustavo to skillfully handle complex situations in the financial field, designing effective strategies for his clients.
Communication and trust
The relationship between a rider and his horse is based on mutual trust and effective communication. Gustavo transferred this concept to his work relationships, strengthening the connection with his clients and collaborators, and building a prestige based on trust and transparency.
Resilience in the face of challenges
In both riding and professional life, mistakes are inevitable. Gustavo learned to see failures as opportunities to improve, adopting a resilient mindset that helped him overcome adversity in his career.
For Gustavo Mirabal, in sports, as in life, success is not the product of chance
Success does not come by chance, but because of effort, preparation and discipline. For Gustavo Mirabal, a passionate about the equestrian world and business, success is the reflection of constant work.
Both in sports and in life, values such as perseverance, self-motivation and continuous learning play a key role.
Constant preparation: the key to success
One of the core values in any discipline is continuous preparation. In sport, athletes train daily to improve their skills and beat their own records. In the same way, in business or in any professional field, study and constant updating are essential.
Gustavo Mirabal has shown that the combination of knowledge and experience is a pillar of success.
His career as a lawyer, businessman and riding lover has led him to understand that constant practice allows him to achieve ambitious goals.
Perseverance in the face of challenges
Every road to success is full of obstacles. However, perseverance is what distinguishes the real winners.
In sports, athletes must face defeat before they can achieve victory. In the business environment, difficulties are learning opportunities to improve strategies and continue advancing.
Gustavo Mirabal has shown that success is not achieved overnight, but with effort and determination. His achievements in the equestrian world and in business reflect a mindset focused on overcoming challenges and moving forward, no matter the difficulties he has.
Self-motivation: the engine of success
Another essential element on the road to success is self-motivation. There won’t always be someone to push a person forward, so it’s critical to find inspiration within yourself.
Successful athletes do not depend exclusively on their coaches but find in their passion the strength to improve every day. In the same way, entrepreneurs must keep their vision clear, even in difficult times.
Gustavo Mirabal has shown that self-motivation is key to achieving great achievements, both in sports and in business.
Success is not a matter of luck…
Success is not a matter of luck, but the result of preparation, perseverance and self-motivation.
Gustavo Mirabal is a clear example of how these values can be applied in any area of life. Whether in sports, in business, or in any personal challenge, true triumph comes to those who strive to achieve it.
Gustavo Mirabal’s success as a financial advisor
After his outstanding career in the equestrian world, Gustavo decided to apply his skills and knowledge to finance. As a financial advisor, he combined his legal expertise with a deep understanding of wealth management, becoming a benchmark in financial planning for high-profile clients.
At this stage, the values learned in horseback riding were essential to his success. The ability to observe every detail, to work in a team and to maintain a clear focus on objectives allowed him to design sound financial strategies, tailored to the needs of his clients.
The influence of Gustavo Mirabal’s success on others
Gustavo Mirabal has not only focused on his personal and professional success but has also dedicated efforts to inspiring others. Through his story, he demonstrates that combining seemingly disparate passions, such as showjumping and finance, can result in a unique and enriching approach to achieving goals and obtain success.
- Mentoring and leadership: Gustavo has used his experience to guide young entrepreneurs, highlighting the importance of discipline and strategic planning.
- Promotion of equestrian sport: In addition to its financial success, it continues to support equestrian sport as a tool for personal and professional development.
Key lessons for success
Gustavo Mirabal Castro’s success story highlights several key aspects that anyone can apply to achieve their goals:
- Find your passions and connect your skills: Don’t be afraid to combine diverse interests; They can offer you a unique competitive advantage.
- Cultivate discipline and perseverance: A commitment to constant growth is essential to overcome obstacles.
- Build relationships based on trust: In both sports and business, trust is the foundation of lasting connections.
- Be resilient in the face of failures: Every challenge is an opportunity to learn and improve.
Success is not the product of chance
Gustavo Mirabal’s success is not the product of chance, but the result of a life guided by solid principles, discipline and passion. His career as a showjumping rider, lawyer, and financial advisor demonstrates that learnings gained in one area of life can have a profound impact on others areas and in personal and professional success.
To be inspired by success Gustavo Mirabal is to recognize that the path to personal and professional achievement is not linear, but with determination, focus and the ability to adapt, anything is possible.
Horses learn from their mistakes, plan and see the future
Horses have always been admired for their elegance, speed, and connection to humans. However, a recent study by Nottingham Trent University has revealed that their intelligence is much more advanced than previously thought. It was found that horses learn from their mistakes, plan strategies, and can anticipate the future for better results.
This finding challenges traditional beliefs about equine cognition. This opens new possibilities for the training and welfare of these animals.
Table of Contents.
A study that changes the perception of equine intelligence
Researchers at Nottingham Trent University developed an experiment to analyze how horses learn.
They designed a game in which the equines had to touch a card with their nose to receive a prize.
Initially, horses touched the card without distinction, simply because they earned rewards frequently. However, the test became more complex when a light was introduced:
- If the light was on, touching the card did not award a prize.
- If the light was off, they did receive a reward.
At first, the horses made mistakes constantly.
But when a 10-second no-play penalty was introduced, if they were wrong, their behavior changed dramatically. Immediately, they began to touch the card at the right time, showing that they understood the rules of the game.
Horses can learn from their mistakes
The study revealed that the horses not only understood the game, but had been playing with minimal mental effort. They touched the card without discriminating because there were no consequences for making a mistake.
However, when a penalty was imposed on them, they corrected their behavior immediately.
This discovery suggests that horses learn from their mistakes and adjust their strategy according to the consequences.
What was once believed to be repetition-based learning is now understood as a more advanced form of cognitive processing.
Horses can plan and anticipate the future – Horses learn
One of the most surprising aspects of the study is that horses demonstrated an ability to think ahead.
Their change in strategy when facing a penalty shows that they could anticipate the consequences of their actions and act accordingly.
This implies that penalties (not punishments) can be more effective incentives in training horses.
Positive reinforcement requires to be accompanied by clear penalties for the horses that allow them to understand the desired direction.
The researchers explain that this type of learning, called “model-based learning,” was considered too complex for horses.
However, the results of the study show that these animals can analyze their environment, make strategic decisions, and adapt to new rules quickly.
How does this finding influence horse training?
The discovery that horses learn more advanced has important implications for their training and welfare. Some keys that can be extracted from this study are:
- Avoid unnecessary punishments: As horses understand the consequences, it is more effective to use positive reinforcement strategies and light penalties rather than harsh punishments.
- Design more strategic training: We now know that horses can process information and change their behavior quickly if the rules are clear.
- Recognize equine intelligence: This finding reinforces the idea that horses not only follow orders mechanically but can also make intelligent and strategic decisions.
Horses and their amazing brain capacity
The study also raises a fascinating question about the brain of horses. Unlike humans, horses have an underdeveloped prefrontal cortex, which is the part of the brain associated with decision-making and strategic thinking.
This means that horses are using another area of the brain to process information and make decisions.
This finding challenges the way scientists have interpreted intelligence in animals and suggests that there is still much to discover about equine cognition.
Implications of “non-prefrontal thinking” in other areas of knowledge
The discovery of how horses learn is very interesting, and it has implications in many areas. Beyond the field of horses and their training, these results could point to new lines of scientific research.
For example, this may indicate that other animals with an underdeveloped prefrontal cortex might “think” with other areas of the brain. Its implications in the study of veterinary anatomy and neurology are significant.
Even in human medicine we could have great proposals. For example, people with lesions in the prefrontal cortex might have alternatives to replace damaged functions.
It can also help us understand how “soft penalties” can be accompanied by incentives to improve teaching and training strategies.
This questions our neurological models of thinking, which can open new lines of research in many areas.
Horses learn more and better than we thought
The study by Nottingham Trent University shows that horses learn in a more sophisticated way than previously believed. They are able to recognize patterns, avoid mistakes, plan and anticipate the future.
Not only does this discovery change the way we understand equine intelligence, but it may also revolutionize training methods and the well-being of horses. Instead of seeing them as animals that simply respond to stimuli, we can now recognize them as beings with a remarkable capacity for learning and adaptation.
This finding is a reminder that there is still much to learn about our equine companions and that their intelligence goes far beyond what we imagined.
Global stock market crashes, the tariff war and Donald Trump
The tariff war promoted by President Donald Trump has had a strong impact on international markets and the financial system.
Since the COVID pandemic, the United States has suffered economically and has recovered, albeit timidly. But, on the other hand, the booming American economy has undergone a progressive de-industrialization.
For this reason, from the beginning of his term, Trump proposed as a central objective to improve US finances, applying protectionist measures against countries with which there is a negative trade balance.
This approach has caused a global stock market crash, increasing volatility in the stock, bond and currency markets. While some experts applaud his strategy as a bold attempt to protect U.S. economic interests, others warn of the risks of a protracted trade war.
Below, we take an in-depth look at Trump’s strategy and the main hypotheses that emerge about his true intentions.
Table of Contents.
What is Donald Trump looking for with the tariff war?
Tariff war consists of the imposition of taxes on imported products. In this case, Trump has directed these measures especially towards countries such as China, Mexico, Canada and the European Union.
The president maintains that this policy is aimed at correcting imbalances in the trade balance, promoting domestic production and protecting American jobs. However, the immediate effects include diplomatic tensions, trade retaliation and a widespread fall in the stock markets.
Context of the tariff war promoted by Donald Trump
When Donald Trump took office, the U.S. trade deficit exceeded $500 billion annually. For Trump, this figure was a sign of economic weakness and that other countries were benefiting at the expense of American workers.
In this scenario, the tariff war became one of Trump ‘s main political and economic tools. His administration argued that free trade should be “fair and reciprocal,” and that the United States could no longer tolerate unfair practices such as currency manipulation, state subsidies, or intellectual property theft.
Main actions of the Trump’s tariff war
Among the most relevant measures promoted by Trump are:
- Imposition of tariffs of 25% on steel and 10% on imported aluminum.
- Additional tariffs on technological, agricultural and manufacturing products from China.
- Application of tariffs to European agricultural products.
- Threats of new tariffs on cars imported from Europe and Japan.
- Trade retaliation from affected countries, such as China and the European Union.
- Negotiation of new bilateral agreements to replace existing treaties, such as USMCA instead of NAFTA.
These actions sought to pressure U.S. trading partners to give in to demands for greater openness to U.S. products and the elimination of practices considered unfair. They have also led to a tightening of trade relations and increased uncertainty in global markets.
Hypotheses about Donald Trump’s strategy
Various experts have formulated hypotheses to explain the logic behind Trump’s tariff war. Below, we explore three of the main theories.
Hypothesis 1: Pressure to renegotiate trade agreements
One of the most widely accepted hypotheses is that Donald Trump uses tariffs as a pressure tactic to renegotiate trade agreements.
According to this view, the tariff war does not seek a permanent confrontation, but rather to force U.S. trading partners to review agreements that are considered disadvantageous.
A successful example of this strategy was the renegotiation of the North American Free Trade Agreement (NAFTA), which resulted in the new United States-Mexico-Canada Agreement (USMCA). Under the USMCA, clauses were introduced that favor the automotive industry and reinforce labor rights, seeking to curb the relocation of companies.
Another example is the negotiation with China, in which Beijing agreed to increase the purchase of agricultural products from the US and to better protect intellectual property rights.
Trump has stated on multiple occasions that existing agreements were “poorly negotiated” and that his duty is to obtain fairer conditions for American workers.
According to this hypothesis, Trump is not seeking trade isolation, but rather improving the conditions of competition for American companies.
“President Trump sees international trade as a transaction where the United States must gain something tangible, not just maintain diplomatic relations,” explain analysts at the Brookings Institution.
Hypothesis 2: Incentivize the reindustrialization of the United States
Another hypothesis is that the tariff war is intended to encourage the reindustrialization of the United States.
Since the 1980s, the United States has seen many of its factories close or move to countries with lower labor costs, such as Mexico or China. This deindustrialization had a strong impact on traditionally manufacturing cities and regions, known as the “Rust Belt“.
In this way, I would look for:
- Reviving sectors such as manufacturing and steel.
- To create better-paid jobs in the interior of the country.
- Reduce dependence on foreign products, especially from China.
By imposing tariffs on foreign goods, Trump seeks to make imports more expensive and give local producers a competitive advantage. Thus, companies would have incentives to reopen factories in the United States, generate jobs and strengthen the domestic economy.
Examples that support this hypothesis
- Several U.S. companies, such as Harley-Davidson, announced the partial relocation of their production to the U.S. due to rising import costs.
- States such as Ohio and Michigan, traditionally industrial, began to receive new manufacturing investments.
This strategy, however, faces criticism. Some experts warn that reindustrialization cannot be achieved only through tariffs, but requires policies of innovation, job training and technological modernization. Moreover, this is a process that could be slow and costly, risking hurting the U.S. economy.
Hypothesis 3: Political strategy to strengthen its electoral base
The third hypothesis states that the tariff war responds to internal political motives.
Trump has built a significant portion of his electoral base in industrial states that have been affected by globalization and foreign competition. Taking a firm stance against countries like China reinforces his image as a “defender of workers” and a “fighter against the establishment”.
The rhetoric of “America First” connects emotionally with millions of voters who feel that the traditional political class has abandoned them. The tariff war, in this sense, not only has an economic component, but also a strong symbolic and political component.
Donald Trump’s tariff war: a negotiation or something more?
The tariff war promoted by Donald Trump is one of the most controversial policies of his administration. While some see it as a necessary strategy to protect U.S. interests, others fear it could trigger a global recession.
Hypotheses about his true intentions — renegotiating agreements, reindustrializing the country, or strengthening his electoral base — show that Trump’s trade policy combines economic and political elements.
The future of the tariff war will depend on the ability of the United States and its partners to reach new agreements and on Trump’s ability to manage the risks involved in his strategy.
Venezuelan lawyer Gustavo Mirabal Castro, singled out by different versions
Venezuelan lawyer Gustavo Mirabal Castro, singled out by different versions
Gustavo Mirabal Castro is a name that resonates in various areas: law, financial advice, equestrian sports and the business world.
His career has generated diverse opinions, with some versions highlighting his excellence in each discipline and others questioning his role in the financial and legal field.
Without a doubt, Gustavo Mirabal has been singled out by many people and for different reasons. In this article we will try to find those things of which he is pointed out, giving an account of the events verified in his life.
In this article, we explore his life and career from different perspectives.
Table of Contents.
Gustavo Mirabal Castro: A Lawyer with Business Vision
From his beginnings in Venezuela, Gustavo Mirabal Castro was singled out as a lawyer of great prestige, he began his career in the banking and business field.
He studied law at the Universidad Santa María in Caracas and worked in important financial institutions, where he acquired key knowledge on legal advice and wealth management.
Over the years, Mirabal has built a reputation as an expert in estate planning, helping businesses and individuals manage their assets with efficiency and strategic vision.
Currently, his work is mainly based in Dubai, where he advises high-profile clients on financial and investment issues
A high-level rider in the equestrian world
Equestrian sport is another of the most outstanding facets of Mirabal. From a young age, he showed great passion for horses and went on to compete in prestigious international tournaments.
His love of horseback riding led him to found G&C Farm, an equestrian training center in Wellington, Florida.
For years, Gustavo Mirabal Castro was singled out as a promoter of equestrian jumping, he trained and supported riders who won titles in various competitions. Some of his associates were the brothers Pessoa and Sergio Alvarez Moya, with whom he achieved numerous successes.
His farm became a benchmark in the world of equestrian sports, where he also focused on the welfare and training of high-performance horses
Venezuelan lawyer Gustavo Mirabal Castro, accused of being a partner of…
The sudden wealth of Gustavo Mirabal has aroused the suspicion of many people. When a person bursts in from the middle class whose personality does not correspond to the stereotypes of the “rich by birth” always arouses suspicion.
This is how a network of suspicions, doubts, rumors and gossip has been woven around Gustavo Mirabal Castro.
His partnership with Sergio Alvarez Moya was questioned, although the results of the Spanish Grand Prix in the Longiness Cup account for the strength of this relationship and his equestrian training center.
Likewise, a close relationship with the Pessoa brothers that brought equestrian returns for all, is a sample of the skill of this Venezuelan Lawyer.
The Venezuelan label is used by some in a derogatory way due to its intrinsic xenophobia and the welts raised by seeing “beautiful eyes on someone else’s face”, as the Venezuelan saying goes.
In addition, if there has been something not to be the growth of Gustavo Mirabal, it has been sudden. What happens is that his high profile as an amateur rider and creator of a renowned equestrian center placed him in the spotlight. However, his professional, personal and economic growth was something that was developed for decades and has borne fruit.
This is how his personal experience has made him a sought-after financial advisor as we will see below.
Your role as a financial advisor in Dubai
Today, Mirabal is recognized for his work in the financial sector.
He has established himself in Dubai, a global business hub, where he advises international clients on investment optimization and wealth management.
Dubai’s reputation as a key destination for the business world has been leveraged by Mirabal to consolidate its firm and expand its network of contacts
In this role, he has provided financial advice to entrepreneurs, athletes and companies from different industries, helping them to structure efficient tax and wealth strategies.
Their approach is based on prudence and detailed analysis of each investment to maximize return and minimize risks
Gustavo Mirabal as son of Gustavo Mirabal Bustillos
The figure of Gustavo Mirabal Castro is also marked by his relationship with his father, Gustavo Mirabal Bustillos, an influential Venezuelan politician and businessman.
Her upbringing in an environment of leadership and strategic decision-making influenced her business acumen and the discipline she applies in each of her projects.
From a young age, Mirabal Castro was exposed to a high-performance environment, which was reflected in his ability to stand out in both the equestrian and financial worlds.
Discipline and perseverance are values that he has carried with him throughout his career
A father and committed businessman
Beyond his professional facet, Gustavo Mirabal Castro singled out as a family man. He is married to Carolina Mirabal, with whom he shares his love of horses and business life. Together they have developed a vision of teamwork that has led them to achieve success in different areas.
Her life in Dubai has allowed her to establish a routine that combines work with family, always seeking a balance between her professional and personal development. His wife and children have been fundamental pillars in his growth and in the consolidation of his career
Different versions of Gustavo Mirabal Castro
Over the years, his name has been surrounded by different opinions. To some, he is a successful lawyer, an exceptional rider, and a financial advisor with great vision. For others, his growth in the business world has generated doubts and speculation about his true intentions and methods.
The truth is that Mirabal has been able to reinvent itself and expand its impact in various industries, consolidating its legacy as a multifaceted professional who has transcended borders. From Venezuela to Dubai, its history continues to be a source of analysis and debate